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We use this to show advertising and content relevant to your area. We do not run credit checks and we do not collect loan application data.

Legal

Advertising policy

What sponsored placements are

Lenders pay a flat fee to appear in the sponsored rail beside articles. Every card is labeled Sponsored, shows the company name and an NMLS number, and links out to the lender. Sponsored cards are advertising, not rankings, reviews or endorsements.

Limits

  • No more than two sponsored cards per article at launch.
  • Cards are selected from lenders whose service area matches the page's geography.
  • If no verified lender is active, the rail shows an open-slot notice instead.
  • Sponsored cards are never placed inside calculator results.

NMLS verification

Lenders must provide a company NMLS ID and the license information required in the states they serve. We check the NMLS Consumer Access record before a card goes live and re-check periodically. Unverified or expired listings are not published. Lenders are responsible for keeping their licensing current and for complying with advertising rules that apply to them.

Editorial independence

Advertisers do not review, approve or influence articles, guides, calculators or rankings. Payment does not change what we publish. Sponsored cards are visually separated from editorial content and labeled.

No lead selling

RatesGrid does not sell consumer leads and does not collect mortgage applications. Clicking a sponsored card takes you to the lender's own site, where their privacy policy applies.

Questions

Advertising: for lenders. Consumer questions or complaints:contact.